ECOA & Advertising: What’s the Connection?
With Fair Lending top of mind for regulators and lenders alike, it is essential to understand the regulatory underpinnings of this legal concept. Two...
5 Things to Know About Regulation DD’s Social Media Ad Requirements
1. What is Regulation DD?
Team Names & Other DBAs – What Are the Rules?
Loan officers and other financial industry members utilize social media every day to market themselves to consumers on a more personal level. As more...
Understanding the State Community Reinvestment Act
One of the most insidious forms of discrimination in lending over the past several decades has been redlining, a long-illegal practice where...
Disparate Impact vs. Disparate Treatment - What’s the Difference?
For newcomers breaking into the lending industry, the sheer number of laws in place to regulate lender practices can seem uncountable. Whether it’s...
DOJ, Merrick Garland Announce Initiatives to Combat “Modern-Day Redlining”
Discrimination and unequal treatment have been a pervasive thorn in the side of the lending industry since its inception and one of its most common...
CFPB Investigating Widespread Lending Violations in First Half of 2021
Financial regulators and lawmakers have worked tirelessly for decades to even the lending playing field for all possible customers, regardless of...
PNC Partners with ActiveComply for Social Media Compliance
ActiveComply and PNC Bank have announced an official collaboration between the social media monitoring firm and the top-ten depository today. Through...
Understanding Targeted Ads on Social Media
It has been noted by military historians that victors of great battles in ancient history were often those who were able to solve the logistical...